Bankruptcy is governed by federal law in the United States and provides a legal way to resolve financial disputes between debtors and creditors.  Yet, very often those who are considering filing bankruptcy often feel ashamed and embarrassed by their financial crisis.  To make matters worse, creditors may treat them like criminals, threatening them and their families. If you are considering filing for bankruptcy as an option, here are a few things to consider to put the matter in its proper … [Read more...]